NAIC - Owens and Associates Investigations

Since 2000, we have been an NAIC-approved Third-Party Vendor for background reports on the biographical affidavits submitted by insurance carriers applying for a Uniform Certificate of Authority. We provide:

Personalized
Service

Our dedicated team offers one-on-one, personalized service seven days a week. We’re here to guide you through the process and address your needs.

NAIC Compliance

The NAIC has made it the responsibility of verifiers to ensure full compliance with the UCAA Best Practices and Guidelines for Background Investigations. We work with you to navigate these requirements for biographical affidavits and resolve discrepancies before sending verification reports to the states, thereby facilitates their acceptance. In fact, we have maintained a 100% acceptance rate for verifications since this requirement went into effect in 2022.

Comprehensive
Research

Through our association memberships we maintain on-site researchers in every county in the nation who go to the courts daily to gather criminal and civil records rather than using online databases that can be outdated. This approach is more costly than relying on computer databases, but it is the only way to satisfy the currency standard demanded by both the NAIC and the Fair Credit Reporting Act (FCRA).

Tailored Pricing

We promptly provide a no-charge cost estimate upon receiving biographical affidavits and verifying names used and address histories for each affiant. Because each person’s background is unique, the cost is tailored to the number of items being verified and the number of counties in which they have resided, worked, or attended school. Once you approve the estimate, we accept a 50% retainer to proceed with background verifications and report preparation.

Efficient Reporting

After completing the background verifications, we promptly send the report directly to the state. We also provide the client a copy of our reports and issue our final invoice for the remaining balance.

Connect with Owens & Associates for a free consultation

Free Consultation

NAIC Third-Party Verifications

Personalized Service